Business Loans

FREE Loan Assessment & Comparison Financial Services

Our company has been assisting SMEs to secure banking facilities through our vast connection and network with various banks and financial institutions.

It is very time consuming for you to search and compare all banks for different financing facilities. While you concentrate in growing your business, leave your financing needs to the experts. With our vast network from various banks, we’ll make sure your financing needs will be well taken care of.

Being in the field of financing for more than 10 years, we know each bank and financial institution’s criteria and we can negotiate on a professional level on our client’s behalf therefore getting a higher approval rate, better loan quantum and better result.

SME Financing Facilities


New SME Working Capital Loan Scheme

To support viable SMEs that may have cash flow concerns or wish to continue growing their business, the SME Working Capital Loan Scheme will be available for a period of 3 years. An instalment loan that is also supported by SPRING Singapore, the government will co-share 50 per cent of the default risk of such loans with participating financial institutions, to encourage lending to Singapore’s SMEs.

SME Micro Loan

Borrow as much as SGD 100,000 for up to four years

Expand your business with a special financing package designed specifically to help you grow. The Micro Loan was launched in conjunction with SPRING Singapore to provide local SMEs with easier access to funding. You can tap on as much as SGD 100,000 for up to four years at attractive interest rates to fund your business expansion.

Business Term Loan

Borrow as much as SGD 500,000 for up to five years

Enhance your cash flow and improve your day-to-day business operations. Borrow as much as SGD 500,000 at attractive interest rates for up to five years with this collateral-free loan.

Property Mortgage Loan

Up to 80% financing for your newly purchased or refinancing of your residential/commercial properties.

Shopping for the best mortgage loan can be a very tedious process – from technical jargon to complex calculation and complicated process. We’ll shortlist the most competitive package from various banks to make sure your deal will be the best deal in the market.

Business Overdraft

Enjoy greater flexibility with immediate access to funding

Access funds quickly and easily with an overdraft facility. This revolving line of credit frees up cash that can be invested back into the business in order to help you grow. Interest is only charged on the amount you have actually used, which makes this a low-cost financing solution that is easy to manage.

Trade Financing

Finance the purchase of your goods and take ownership earlier
Free up your cash flow so you can focus on growing your business with customised trade financing solutions to ensure your financing needs are met.

Disclaimer: The information contained in this website is for general reference only. While all reasonable care has been taken in the preparation of this information, Alpha cannot accept any liability for any action taken as a result of reading its contents without further consulting us with regard to all relevant factors.